Playbook #001
Most Business Owners Know Their Sales. Few Know Their Profit.
Revenue looks impressive. Profit keeps the business alive.
ReadBusiness Financial Consulting
Know the Financial Health of Your Business
Profitability Predators Ltd is a Nigerian-based Virtual CFO and financial management company that builds tools for African small and medium businesses. We deliver remote services and DFAS (Daily Financial Accountability System) for business owners.
- 10+
- Report types
- Daily
- Accountability
- Africa
- SME focus
BPA ScoreHealthy
82/ 100
Business Consultation (BPC)Financial Education (OKT)Youth Empowerment (T&T)SME-Focused AdvisoryBuilt for African businesses
Who We Are
Beyond reports.
We build financial systems.
Profitability Predators Ltd (RC: 8743079) helps African small and medium businesses see where their money goes and grow their profit. We are based in Nigeria, and our software and services are built for the way African businesses actually operate: cash and transfer payments, daily sales and stock records, bank statement reconciliation, and owners who need clear answers without an accounting team.
Our main product is DFAS, the Daily Financial Accountability System, a cloud platform that records sales, expenses, inventory, cash and bank activity, and turns them into reports and insights. We deliver our services remotely, so a business anywhere can work with us. We also offer a free Business Profitability Assessment (BPA) health check.
Learn about our approach
Who We Help
Built for the businesses that power Africa.
Nine sectors, one discipline, clear numbers, better decisions, sustainable profit.
Restaurants
Control food cost, portion waste and daily takings so every service adds to profit.
Retail Stores
Track stock movement, shrinkage and margin per item to protect your shelf profitability.
Manufacturing
Cost every production run accurately, raw materials, labour and overhead included.
Pharmaceutical Businesses
Track drug stock turnover, expiry-related losses and margin per SKU, so compliance costs don't quietly erode profit.
Logistics Businesses
See true cost per delivery route, fuel and maintenance drag, and how much cash is tied up in transit at any time.
Agriculture & Farming
Monitor input costs against harvest yield and manage seasonal cash flow, so farm income isn't lost to untracked expenses.
Trading Businesses
Know your real margin per deal after logistics, financing and currency movement.
Service Businesses
Price your time properly and measure profitability per client and per engagement.
Growing SMEs
Put financial systems in place early so growth strengthens, rather than strains, the business.
Our Consulting Framework
Two proprietary systems. One measurable outcome.
BPA and DFAS form the backbone of every engagement, designed to reveal, structure, and continuously improve your profitability.
Diagnostic
BPA
Business Profitability Assessment
Our proprietary business health assessment framework. Businesses receive a Business Health Score, benchmarked across five tiers, with tailored recommendations at every level.
- Critical
- Vulnerable
- Developing
- Healthy
- Elite
Continuous
DFAS
Daily Financial Accountability System
Submit simple daily financial information. DFAS transforms that raw data into ten decision-grade outputs:
- Cash Flow Reports
- Expense Analysis
- Revenue Analysis
- Profitability Reports
- Business Performance
- Financial Variance
- Monthly Reviews
- Business Recommendations
- Inflation-Based Costing
- Financial Decision Support
Our Packages
Consulting Built Around Your Stage of Growth
Every engagement starts with your FREE Business Profitability Assessment (BPA). Your results determine which package fits, we don't recommend the most expensive one, we recommend the right one.
Prices are currently in naira (NGN). Annual: two months free. Pay for 10 months, get 12 months of access. One-time payment, no auto-renewal.
Foundation
₦40,000/ month
Getting Your House in Order
1–2 staff · No formal financial records · Just getting started
What's included
- Cash Flow Tracking System
- Revenue Recording Structure
- Leakage Identification Report
- Monthly Financial Review (1x)
- Expense Intelligence (categories & thresholds)
- Ledger Design & Setup
- Basic Inventory Control
- Financial Reporting Template
- Invoice & Receipt Generation
- Efficiency Recommendations Report
Most Popular
Growth
₦80,000/ month
Building the Machine
3–5 staff · Some structure · Ready to optimise
Everything in Foundation, plus
- Profit Margin Analysis
- Smart Data Import
- Advanced Inventory Control
- Manufacturing Intelligence
- Logistics Intelligence
- Inventory Audit
- Cost Movement Tracking
- 2x Monthly Review Sessions
- Dedicated Advisory Access
- Financial Dashboard (Monthly)
- Priority WhatsApp Support
- Performance vs Target Tracking
Apex
₦150,000/ month
Running Like a Corporation
6+ staff · Established business · Strategic oversight
Everything in Growth, plus
- Systems Implementation & Staff Training
- Unlimited Monthly Review Sessions
- Priority Support Always
- Annual Financial Health Audit
- Full Monthly Financial Advisory
- Strategic Advisory Report
- Dedicated Account Manager
- Quarterly Profitability Review
- Inflation Watch Tracker
- Strategic Inventory Intelligence
Book Your FREE BPA
We'll recommend your package after your assessment.
Client Eligibility
Who We Work With
To protect the integrity of every BPA score and stay compliant with NDPA 2023 and AML standards, we engage only with businesses that have:
- Registered business status (CAC or equivalent)
- An official business bank account
This keeps our data and recommendations audit-grade, not guesswork.
Services
Full-spectrum financial consulting.
Every service is engineered to deliver clarity, accountability and measurable improvement across your business.
- 01
Business Profitability Assessment (BPA)
Proprietary health assessment yielding a Business Health Score and tailored recommendations.
- 02
Daily Financial Accountability System (DFAS)
Continuous daily financial tracking that transforms raw data into decisions.
- 03
Cash Flow Analysis
Understand the movement of money so cash never blindsides your business.
- 04
Financial Visibility
See every naira, clarity across revenue, expenses and margins.
- 05
Expense Analysis
Identify leaks, control costs, and protect your bottom line.
- 06
Business Performance Reporting
Executive-grade monthly reports built for confident decision-making.
- 07
Financial Reconciliation
Books that match reality, accurate, audit-ready, dependable.
- 08
Monthly Business Reviews
Structured reviews that turn performance data into disciplined action.
- 09
Financial Decision Support
Advisory that answers the hard questions before you make the call.
- 10
Business Advisory
Trusted counsel from strategy to execution, beside you at every stage.
- 01
Business Profitability Assessment (BPA)
Proprietary health assessment yielding a Business Health Score and tailored recommendations.
- 02
Daily Financial Accountability System (DFAS)
Continuous daily financial tracking that transforms raw data into decisions.
- 03
Cash Flow Analysis
Understand the movement of money so cash never blindsides your business.
- 04
Financial Visibility
See every naira, clarity across revenue, expenses and margins.
- 05
Expense Analysis
Identify leaks, control costs, and protect your bottom line.
- 06
Business Performance Reporting
Executive-grade monthly reports built for confident decision-making.
- 07
Financial Reconciliation
Books that match reality, accurate, audit-ready, dependable.
- 08
Monthly Business Reviews
Structured reviews that turn performance data into disciplined action.
- 09
Financial Decision Support
Advisory that answers the hard questions before you make the call.
- 10
Business Advisory
Trusted counsel from strategy to execution, beside you at every stage.
Profitability Playbook
Insights that sharpen every financial decision.
A library of business finance insights helping entrepreneurs make better decisions, practical, principled and rooted in real African business context.
Playbook #003
Your Business Isn't Poor. It's Bleeding Money You Can't See.
Most SMEs don't fail from low sales. They fail from what happens after the money comes in.
Read
The Real Problem
Why Businesses Struggle
Most SMEs don't fail because they lack customers. They fail because they can't see their own numbers clearly.
ReadWhy Choose Us
Built on trust, precision and outcomes.
Financial Visibility
Business Health Scoring
Actionable Recommendations
Continuous Performance Monitoring
Structured Financial Systems
Professional Confidentiality
Data Privacy
Legal Compliance
Business Health Dashboard
Your entire business, quantified.
A live view of the metrics that matter, cash flow, expenses, margins, inventory and monthly trends. Delivered in the clarity of a premium SaaS dashboard.
- Overall BPA Score
- Cash Flow
- Expense Control
- Profit Margin
- Inventory
- Business Health Status
- Monthly Trend
Business Health
Savory House Ltd
BPA Score
82
+6
Profit Margin
18%
+2.1
Cash Flow
₦2.4M
+12%
Monthly Trend+18.4%
Expenses
62%
Revenue
88%
Inventory
71%
Variance
44%
Ready to Grow
Your Business Deserves Financial Clarity.
Stop guessing. Start measuring. Start improving. Book your FREE Business Profitability Assessment today.